Disclaimer

DISCLAIMER PLEASE READ CAREFULLY

This blog is a primarily a tool for myself (kind of a market study).

The content reflects my personal thoughts, observations, and opinions. Posts reflect my current thinking at the time of their writing. I reserve the right to alter, amend, adjust, qualify, change, or reverse my thinking over time, without notice.

Nothing here is intended to represent the opinion of any other person, group, or entity. All postings are provided “As Is.” No claims, promises or guarantees are made about the quality, accuracy, completeness, or adequacy of the anything contained in or linked to my weblog.

My weblog could, and probably does, contain mistakes, errors, and material misstatements.

I do not endorse or recommend any of the products or services for which advertisements may be displayed on this site. In fact, you should regard all products, posts, information, opinions, etc. as suspect and you should do your own due diligence and make your own decisions or if you can’t do that then hire someone to make decisions for you!

This weblog is Copyrighted and no part of it may be reproduced in any manner without written permission except in the case of brief quotations that are properly attributed, including linking back to this site. I reserve the right to change or revoke these rights at anytime without notice. Any quotations in this weblog are intended to be used under a policy of “personal use.” The use of any trademarks or copyrighted material in my weblog is not intended to infringe on anyone.

I am not a broker, investment advisor, or securities dealer. My comments, observations, and the stocks or investments I may or may not mention reflect my personal, often flawed and sometimes completely misguided, opinions and are posted for informational purposes only.

None of my musing is intended, nor should be construed, as advice in any way, shape or form. You are on your own in the investment world, where it is survival of the fittest, buyer beware, yada, yada, insert whatever other trite phrases you want here. Bottom line is that YOU must take responsibility for your own decisions, actions, and/or lack of actions. You WILL lose money on investments sometimes. If you can’t live with and learn from your mistakes then you should check yourself into a mental hospital right now because you will go insane by holding yourself to an impossible standard.

Information on my weblog may contain “forward looking statements” similar and/or not similar to those defined under Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. In fact, “information” on my weblog may not even be information at all! Forward looking statements are based on expectations, estimates, projections, voodoo, and hokus pokus at the time the statements are made. Obviously, anytime you see a forward looking statement, you should know that they involve numerous risks and uncertainties, which could cause actual results or events to differ materially from whatever was said in the forward looking statement.

Always research your own investments, and consult your investment advisor before investing in anything, especially some crazy half-baked idea that came from a weblog! In fact, I would suggest visiting the Securities Exchanges Commission website to read about How to Avoid Internet Investing Scams. Also the Nasdaq website, and numerous other information sources, should be used in your due diligence process before you invest in anything.

All stocks are highly risky, especially small-cap companies, micro-cap companies, penny stocks and/or thinly traded shares, which can be extremely volatile and are prone to manipulation by people who want to fleece you. Even with large stocks and so-called “blue chip” stocks, you could easily lose some or all the money you invest (look at WorldCom or Enron — and now your choice of mortgage-tainted stocks). You could even lose more than your original investment if you use leverage, derivatives, or countless other instruments or agreements. Basically, you could be sleeping in a cardboard box tomorrow if you’re not careful! I assume no responsibility for decisions you make from reading my weblog.

Take responsibility for your own actions and remember to have fun and give back to others, and I’m just not talking about doing nice things for your family and friends, I’m talking about doing nice things for people who you may never see again and who can do nothing for you. Pay it forward for free and expect nothing in return!

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